ince 1975, First Mortgage Corporation (FMC) has been a direct-lender mortgage banker approved as a lender and/or loan servicer by FHA,VA, Fannie Mae, Ginnie Mae, CalHFA, The Nevada Housing Division and other market institutions. We have branches throughout the Western states including California, Arizona, Nevada, Utah and Texas. We underwrite, fund, securitize and service our loans so we are not subject to correspondent overlays. We can say ‘yes’ to loans others refuse to consider. We have assisted nearly 100,000 families with their mortgage needs. We are the 32nd largest Federal Housing Administration (FHA) servicer in the U.S. and the 43rd largest FHA originator in the nation and #3 FHA lender in CA. Our ability to underwrite, fund and securitize our home loans allows us to offer financing to borrowers with credit scores below 640. We regularly underwrite to the FHA standard of a 580 credit score and we also work with those who have yet to establish a credit score. We are dedicated to ensuring that worthy borrowers at all levels continue to have access to home ownership. More than 2/3 of our loans are to underserved borrowers. FMC NMLS # 8978 FMC Licensing Disclaimer: http://bit.ly/FMC_Licenses FMC Privacy Policy: http://bit.ly/FMC_Privacy_Policy